Charge Forward Podcast

“From Survival Mode to Service: Rhiannon Hiter on Living with Purpose” Part 2

• Jim Cripps • Season 3 • Episode 2

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What happens when faith drives your business, your parenting, and your global perspective?

In Part 2 of The Charge Forward Podcast with Rhiannon Hiter, we explore how a health insurance professional, wife, and mother uses her platform to create impact far beyond business.

Rhiannon opens with a sobering story of religious persecution — a woman killed simply for thanking Jesus on WhatsApp — a reminder of the freedoms many Americans take for granted. This perspective fuels her gratitude and purpose in business, family, and advocacy.

We dig into:

  • Customizing health insurance to protect families from crushing out-of-pocket costs
  • Building a business on authenticity and transparency
  • How “sharing the wealth” inspires stronger teams
  • The global connections and opportunities opened by the National Prayer Breakfast
  • Raising children through hybrid homeschooling to align education with values
  • Creating passive income streams that work while you sleep
  • Her personal mission to help people see themselves the way God sees them

This episode is about living your values out loud — in your career, your home, and your community.

👉 Connect with Rhiannon at teamhiter.com to learn more about coverage that truly protects.
📱Instagram https://www.instagram.com/rhiannonhiter/
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Speaker 1:

One woman. They gave us a story. She was persecuted because she thanked Jesus for helping her pass her exam on WhatsApp and someone reported her. They went to her home and killed her. There's more people persecuted in one year there than all over the country for believing in Jesus, and they're privately funded.

Speaker 2:

They have an incredible budget but still that's a lot of people you're trying to save, I mean um, how, how does all that work with kind of balancing the business life, uh, as well as the personal life and home and family and luckily I get to work from home most days.

Speaker 1:

I like. This is the first time I've been in the office and I really don't know how long.

Speaker 2:

And so I was like collecting the mail.

Speaker 1:

Um. So working from home is is very helpful because, you know, I can run a couple appointments and then run downstairs and prep some food, and um that that makes it um a lot more obtainable than if I was just at an office all day long, every day.

Speaker 2:

Yeah, and so how does somebody typically contact you? I mean, is it mostly referral based? Do they come through the website? Is it social media? I mean, I know you guys have your hands in a lot of different places. What does that typically look like?

Speaker 1:

It's either current clients, social media friends, I mean it's. I mean, in the past two weeks, I mean I've gotten referrals on Facebook Nashville Girls Group, franklin Moms, murfreesboro, you know, everywhere from you know someone I played, we played baseball with in 2015, referring me because they remembered I did insurance, you know. So it's just a wide range. But, honestly, a text message to me, my, you know, personal phone, um a message on Facebook, I'm, uh, constantly making sure I'm checking all the channels that people can contact me to make sure that I'm, you know, getting to everyone when I can.

Speaker 2:

Yeah, and what drew you guys to US Health Advisors? What was?

Speaker 1:

the culture, the CEO, Troy McQuaid. He'd been in the industry for 20 plus years and saw this need of a group of people that the marketplace or the government was going to hurt them and their businesses and created and patented some products and you know, just again, their culture was just like nothing I have never seen. We loved it. So that's, that's where we stayed.

Speaker 2:

Yeah Well, it seems to me too that they're constantly trying to figure out how to bring a better product or incorporate a couple products together to give give somebody an option that maybe was kind of lost in the cracks.

Speaker 1:

Yeah, and that's that was in itself. You know I there's. They have three flagship products plus supplements and the way that one of them is a traditional deductible. You have a coinsurance and a max out of pocket. Those plans are customizable, you can. You can basically write the plan to where you're only out of pocket if something happens. The only time you're going to meet your deductible is if you have a sickness that is maybe like an emergency um appendicitis, gallbladder, those kind of Cause. We can make your plan. We can build your plan to where if you have any accident, it's $500 period or if you had a critical illness, there's a supplement you can build in to cover your max out of pocket.

Speaker 1:

So technically that could be the one thing. So to me it's like I've just eliminated two, eliminated two out of the three biggest risks that you have. If something bad happens, that's a win. And anybody that is my client and they refer people to me, those people pay one premium. The company sends them a hundred dollar referral fee. So I'm not even having to do that and I saw that I was like this is unheard of, like this never happens. I mean, one year I sent a girl shoot $1,800 cause she referred me that many people over the time, you know, and we're in 30 States, so we mean North Carolina, texas, south Carolina, florida. Those are just States I've helped people in in the last couple of months.

Speaker 2:

So is it predominantly so? The 30 out of the 50 is that. Is it predominantly Southeast or?

Speaker 1:

out of the 50 is that? Is it predominantly southeast? Or yeah, there's you know um, we have arizona, um, there's a few on the west side, but some of those states are very specific, like california, washington, utah, new york, like the uppers. We can't, we'll never touch those um in the private market oh, absolutely, yeah, I mean it's yeah, it is what it is.

Speaker 2:

It's hard to do business in those states. That's right.

Speaker 1:

That's right. It's okay. We got plenty other states to go around.

Speaker 2:

That's right, absolutely. What's a good piece of leadership advice that you've received along the way, whether it was an insurance or whether it was kind of when you were making the transition, or even recently?

Speaker 1:

You know, I was a manager at the bars. I was even like the assistant to the administrator at the doctor's office. I was very just in charge of a lot of things all the time, all the way down to when I grew up. I was my mom, owned a daycare. There were 20 kids at my house every day from the time I was five to 16. I was always the oldest and always in charge. And you know, I don't I think not even advice, but so much, just experiences. Don't speak to something if you haven't done it and experienced and found out if it worked or not, to yourself. And if you, hey, I need you to try this. It's not something I've tried, but let's see just that communication, like letting them know upfront, you know, like even in sharing the wealth, right, like at the bar business, if I hit a certain amount of sales at a certain time, I got a bonus. And so I'm like, hey, bartenders, let's push this, let's push that. After, if we hit these numbers, I'll buy you a shot. Right, like that was fun, right.

Speaker 2:

Right.

Speaker 1:

I'll share my you know bonus with you. This is hey, I'll buy you a shot. It works. That's all they want, you know. So that's probably my best is just share the wealth and communicate Like if you're getting bonus on something as a leader or you're going to profit more, then let them be a part of it too, because then they become so much more caring and responsible for wanting to help you get there.

Speaker 2:

Yeah Well, I think too just the authenticity and transparency goes a long way. This was years ago, but I got a job offer from a company and it was bizarre. They didn't talk to their people and so they wanted to hire me to come in and get the company ready to sell, and I was going to have to sign an NDA to not disclose that at all to any of the employees. And I said don't you realize that if you shared with them what you're trying to do, sure you're going to have some that leave, but if you're sharing the fact that because what they told me is they wanted somebody that would be a good fit to take all of their employees and that they'd all have a good place to work, why wouldn't you share that with them? Yes, you'll lose a couple, but the majority of them are going to take pride in the fact that, or they may even own.

Speaker 2:

Hey, let me help steer the ship, let me help try to figure out where this who's going to buy the company. Let me make it as great as it can possibly be so that somebody awesome wants us. They can help you. And they were just completely against it. And I said no, that's not. That's not what I'm looking for we can't work together. That's not a, that's not a mentality that that I'm going to be in.

Speaker 1:

No, and you have to. I agree with that, because if you don't let them know, then they're going to start what our minds do and make their own assumptions and it's going to put this false reality into them and almost be like on the offense or the defense all this time instead of on your side. I and almost be like on the offense or the defense all this time instead of on your side. I mean that goes with any relationship you have in communication. So am I the best communicator? Absolutely not, but I'm always working on it to make sure that I am.

Speaker 2:

Right, Well, I mean no community, no company, no relationship ever failed because they communicated too well. Yeah, that's what Nick always says. He's like no one fails if they communicated too well.

Speaker 1:

That's what Nick always says. He's like no one fails if you communicated too much.

Speaker 2:

Yeah.

Speaker 1:

Like oh, I'm sorry, that was a problem because you you over communicated with me. Yeah.

Speaker 2:

And that doesn't mean that you won't have people leave there. You may be communicating something that somebody doesn't want to be a part of, but you're also telling everybody else this is what we're about, this is what we're going to go do, and if you want to be a part of it, well, hey, this is the goal. It's kind of like putting your goals up in your bathroom in the morning, like everybody sees it, everybody knows. Um, I think that's just good advice to anybody for your family or for your company or whatever you're in Like. Just just tell the truth.

Speaker 1:

Yep, that's it.

Speaker 2:

Now you guys have been a part of the National Prayer Breakfast for several years. A lot of people don't even know what that is. I didn't before we started talking about it. If you will kind of give viewers a little idea of what that looks like, yeah, I guess it was about three years ago.

Speaker 1:

Someone came to us and said, hey, do you want to go to this National Prayer Breakfast? And I look it up and I'm like you really can't find much about it and you know even the history. It's very um, just not all out, it's just not um on the mainstream of anything. And so I was like, well, let's go. It's in Washington DC, we're staying at this cool hotel and, uh, three years in, I mean the people that you meet it's one of the best networking events in the whole entire country in the world every single year, because you're in a room with princes and emperors of all these other countries and these countries come here and they just love it, like usually it's. I believe this past year there were 2,200 people in attendance and I would say at least 1,200, if not more were from other countries. They didn't even live here, so that can kind of I mean the languages, it's just, it's so fun.

Speaker 1:

The first two years we went, the president spoke from, um, the Capitol, um, because that's they didn't do it because of COVID, and then, uh, for a couple of years and then that's just kind of what they did, moving forward, um, but this past year the president was in the room, and that was this year was so cool because, like one night we're walking outside, cause it was kind of warm, and I was like, oh my gosh, there's a secret. Like you could see like 12 Secret Service cars around the circle up the Hilton where Reagan got shot. That's where we're walking, like showing our friends, and then you see all these Secret Service people, and it was because JD Vance was leaving, and then, like somebody else was there the night before. I mean, it's just, it's just wild, and it's the things that you learn about too. You just, I had no idea that many people in Congress prayed, like in the political, like you just don't know, and these people are getting up and speaking.

Speaker 1:

Oh, I met this person at my prayer group, you know, and I remember even talking to one of our insurance clients and he was trying to get in front of the governor. He's like, yeah, I got to get in a prayer group to get in front of the governor and it's like, wow, okay, so it's, it exposes you to this whole other world that you don't even know it exists and we love it. I mean, in fact, the guy that is, um, the coordinator, that of tennessee, that kind of gets all the delegates and everything he's on. He's coming in the office tomorrow to be on Nick's podcast named.

Speaker 1:

Haynes Torbett Great guy, but um, it's just so cool and like we got to go on a private tour of, uh, the Capitol. We get to do that every single year and every year that we do that I learned something new. Uh, something new. The year before we went to the Bible Museum highly recommend we were with a couple. Let me back story that the first year we get there we have no idea what to expect. We get in there, we're going to a table and you're not seated with anybody you come with. You're always seated with something you don't know. And this little cute woman and her husband walk up. He looks like he's been hunting all day and they couldn't find their table. And he said, hey, can we sit with you? Like sure. And the wife's like, oh, I found us a table. And he said, no, hon, come sit down right here. We get to talking. What industry we're in? The hospitality. His dad founded the Holiday Inn.

Speaker 2:

Oh, wow.

Speaker 1:

So, yeah, that's who we were sitting with and we ended up spending so much time. We ended up going to their house in Memphis and hanging with them, and then they're big donors of the Bible Museum, so we got to go on this private tour of the fifth floor, where it's basically the first Bible ever written, all the way to where it is now. I mean, we were in there for two hours in that one floor. You could stay in there all day, it is. That was just such a cool experience, um, I mean, it's, it all is. And then we always do like a little private dinner. Um, the night that you get there, like welcome, and, like so many, tennessee legislate, like I can't remember. Um, oh, I can't remember his name, it's. It's left my mind today, like most things, but he and I talked for 30 minutes just having the best conversations, because he grew up close to where I grew up and you just get the opportunity to be in front of people you would never think you would be in front of.

Speaker 2:

Yeah, no, absolutely, and the thing about it is you and Nick both light up when you talk about it.

Speaker 1:

It's fun.

Speaker 2:

It's fantastic to see, I think, you guys probably from my experience with you guys you guys get more excited and put more, I guess, a thought into when that event is happening than anything else that I see that you guys go to from a business or networking standpoint. I mean, like this place is just a buzz the week before.

Speaker 1:

It's just you get. You're going there with 2000 plus people to only talk about Jesus, right, and as someone of faith, like there's X, y, z, there's this at the end of the day, like I'm just, I know that the only way to heaven is through Jesus. And if I'm going to celebrate with these politicians, like everyone overlooks everything, it's it's people joke about, like it's just, it's so fun. I mean, this past year we got to go hear Jordan Peterson speak to like 50 people. I was like, hey, I'll be right back, I forgot something in my room. I go get on the elevator. Jordan Peterson just was like, oh, hey, I'm like what is going on right now. Like you, just it just that just happens all the time. It's so cool. It's so cool, it is fun, but ultimately you're there, just you know, celebrating Jesus. Like what else is there in Washington DC? It, it's, it's awesome.

Speaker 2:

Yeah, I love it. That's fantastic. And then, how, how is that so? It's a great experience. You guys have done it now three times. How has that kind of played into your world? Has it reshaped anything? How you do things, who you network with, what has come from that? That's, that's not part of that week.

Speaker 1:

I think just the relationships after you meet all these people. Nick's had several people every year that we meet on the podcast and has just turned into one thing to the next. It just leads to so many other open doors and it's at the beginning of the year, so it's like you're setting your tone for the rest of the year. And then now Haynes, the person that does everything for Tennessee pretty much. We get to invite a certain amount of people every year, so we're always like looking for the people that are like-minded. That would also help bring other people that are like-minded, and it just kind of, like I said, it sets the tone for all. Right, who are we looking to find to go to this prayer breakfast? That's, you know, like-minded. Maybe it's someone in our network or someone we haven't met yet. But who are they? Where are they?

Speaker 2:

Well, it just causes you to have your eyes open and looking. You know, and I think just by and large, whether we're talking about the National Prayer Breakfast, whether we're talking about the couple that you set beside, that you know his dad started Holiday Inn. I mean because I'm even reminded you think about all the things that set us on a path. You know Holiday Inn was critical to people traveling.

Speaker 1:

Changed the game for people with kids.

Speaker 2:

It was the combination of Holiday inn and the automobile that really expanded travel and that you know the idea of.

Speaker 2:

You traveled for vacation, and, and you went somewhere that was, you know, more than a couple hours away, um, and, and look at, I mean now, we travel all the time yeah you know, we have the ability to um, and I think, just by and large, all types of people have amazing stories and things that we just don't uncover, and that's one of the reasons for my podcast. I know it's a part of the reason for Nick's podcast is like I want to know those stories.

Speaker 1:

Yeah and you have no. I mean, we went to. It's called, I can't remember, I'm going to mispronounce it, but it's a place where they protect people of faith from you know, like all these things. But in one of the countries.

Speaker 1:

Yeah, in Nigeria there's more people persecuted in one year there than all over the country for believing in Jesus. And we got to go listen to their lawyers and all their people speak and I was like, how do people not? I mean, and they're privately funded, they have an incredible budget, but still that's a lot of people you're trying to save. I mean one woman they gave us a story. She was persecuted because she thanked Jesus for helping her pass her exam on WhatsApp and someone reported her.

Speaker 1:

They went to her home and killed her like and then the other lady said something about at some other lady had on whatsapp the next few days was agreed that that was wrong. They arrested her and put her in prison for two years. She couldn't have access to her family like we're, so it makes you really perspective like we are so spoiled, like the fact that we wake up and have the free will and freedom to worship and do and choose what we want. We have no idea how lucky we are we have no idea and that just puts so many things in perspective for you well.

Speaker 2:

It's one reason why I mean, when somebody talks bad about america when they're not all in on, this is the greatest place you could possibly live. It infuriates me just yeah because they don't. They take so many things for granted. Not that we don't all we all take things for granted, absolutely. But what I want? Where we we can have a difference of opinion, where we can speak your mind, where you can own a business, where you can raise your kids.

Speaker 1:

I mean just what a wonderful religion whatever you want yeah you know, and going back to like travel, like their stories, at the breakfast I sat beside this guy and we got to talking. He was a doctor. Turns out he is a doctor at obby doby.

Speaker 1:

In obby doby and to the prince yeah like he reports directly to the prince, like his stories he's. And he seriously said hey, um, hit me up this time of you know, this time of year, come on over. Like just get on a plane and get here. I got everything else. Like, bring your family, I will show you things. I'm like what? Like that's incredible. Like would it never end up by? Like I have this opportunity to go to dubai and see their whole country. And I was listening to a podcast the other day where she lives in Dubai and it was like no one has locks or keys and you can leave your Rolex like on a chair. No one's going to touch it. I mean, they probably cut your arm off if you do, but you know the consequences are a lot different there than here.

Speaker 2:

But yeah, well, it's you know, um. So one of the guys that was on the podcast, Bob Learn. He's one of the top bowling coaches in the world, so he lives in Dubai right now, and so we talk a couple days a week.

Speaker 2:

And I think it's like nine hours between, so early in the morning is mid-evening for him, or vice versa, and the other day. So a couple of my clients here in Middle Tennessee are in the exotic car industry and so I didn't realize before just a year or two ago how many exotic cars there are in Middle Tennessee. It's crazy, and I was talking about that, I forget what reason. And he goes Jim, I'll just walk to my car. And so he goes downstairs and just in the apartment building and he walks to his car and it's like an exotic car show on the way to his car, Always Because you don't understand. Like one of my bowlers on his bowling team has a Rolls Royce and a Lamborghini.

Speaker 1:

Yeah, that's just everyday life there and it's just every day for them.

Speaker 2:

So it's yeah.

Speaker 1:

And they don't pay taxes, right Right them. Um. So it's, yeah, we and they had. They don't pay taxes, right right. I've been like I, of course, when I meet someone, I'm like so curious, I want to know so many things so that I can have conversation. So I went on this deep dive in dubai and abu dhabi and how, and one of the things the guy's working on is people that are trafficked um in the other country, like I can't remember the country, but they bring them there and basically set them up for life, like um, that was one of their, their big um things that they're working on right now.

Speaker 2:

Yeah, yeah, now I will say I don't look forward to their like june and july weather from what I understand it's like 120, yeah, and they're on the water, so it's like 100 percent humidity and 120 degrees.

Speaker 1:

Yeah, that's different, yeah.

Speaker 2:

Like stepping in front of a hairdryer.

Speaker 1:

Yeah, yeah.

Speaker 2:

But crazy that you meet all kinds of wonderful people from all over the world.

Speaker 1:

It's fantastic.

Speaker 2:

So kind of circling back to being a mom to some rock stars out there. Obviously, ethan's huge into sports. Now is she in sports yet she's done some dance.

Speaker 1:

Um, I think I'm just gonna let her choose. We'll probably let her try some t-ball, maybe next year, um, who knows, well, we'll see. But you know, I played fast pitch softball. Yeah, from seventh grade till my senior year in high school I was pitched and played second base. So I'm like rooting for her to be like a sports, not like a dance person, which I did, both you know. But now you know, it's so different now. Back then we did one week, one night a week, we did dance and then we'd recital. There was not all this competition, but we'll just kind of see. But she, I mean she has her glove and her ball that her pops got her, that we take to the games. And I mean last night before bed it was mom, I need to go in the dugout. Next time, okay, you hear me, you understand me. I'm like okay. So, um, I think she will naturally gravitate towards whatever you know, ethan's. She might play drums and want to play ball, like, who knows, never know idealizing big brother.

Speaker 2:

Yeah, yeah, but no, he's ethan's. She might play drums and want to play ball, like, who knows, never know.

Speaker 1:

Idealizing big brother yeah, yeah, but no, he's ethan's very into it and he, you know, his dream is to play in yankee stadium and um shortstop right he's outfield and pitcher, okay um, and he can switch hits. So okay um, he just, if we can keep his focus, uh, because he's such a social butterfly and loves to like, just hang out, then, you know, let's get him to college.

Speaker 2:

Yeah.

Speaker 1:

If we can get him to college and focus from now until then that's three years from now and put in the work. It's all it's like. You just put in the work, buddy, you know.

Speaker 2:

Yeah.

Speaker 1:

What is it they say? Like if you set all the MLB players in Nissan stadium, it wouldn't fill it up. That's right. So think about what the percentage is of how many people make it to that, that platform.

Speaker 2:

So that's right, um, but he's got a good start.

Speaker 1:

He's got a great start. I mean, and we got to go on the Yankee stadium field last year Like hello, like share, like hello, like you know.

Speaker 2:

It was pretty awesome that was, yeah, um, well, kind of in that same vein, we and we didn't talk about talking about this, um, but you guys have chosen a different education route and, as someone with an 11 year old and I'm I'm uh, studying that, that, that at the moment, trying to figure out, like, what is the right path um, how did you guys settle on hybrid school?

Speaker 1:

so we did public school because it was four minutes. That's what we did, that's what we knew, um, up until fifth grade, covet happened and, um, he had just got out of fourth grade and was going into fifth grade the first two days we were supposed to do online school. Nothing worked, no one was communicating. And I said no, we are not doing this. I don't care if I have to homeschool you Like, this is not an option, it's not going to work. And at the time, if we had not done what we did, he would have never went to school his fifth grade year. It would all been online.

Speaker 1:

And so we started looking into alternative options. At first I was like, well, let me just see if I can find a tutor to come to the house two days a week and then I'll do the rest. And it's like $1,500. And I'm like, well, we're going to wear a mask. I'm like, yeah, no, that's no, okay, pass. So I was like okay, what else is out there? And I was actually at one of our baseball games and one of the moms, heather Adams I don't even know if she knows how much I'm thankful for her mentioning to this to me.

Speaker 1:

She's like hey, I think my friends are about to start an academy. It's a homeschool thing, and turns out it was all these teachers retired from, or they were at Pier Creek and like West Haven area and they hosted a Zoom and like 100 families showed up and so they rented Roots Academy and started this hybrid homeschool, and so it was kind of a learning curve for everybody moving forward. Well, that only goes up to a certain age. So then I was stuck like, oh, now I got to look for, you know, sixth, seventh and eighth grade and we found Heart Academy, which is based out of Californiaia but here, and we were there for a year and they ended up leaving and then some people created vine christian academy and that's where we're at.

Speaker 1:

I I hear that's going really well we will probably stay there until senior year. Um, the community is fantastic, the teachers, um, amanda the owner is her mission is. You know, she's just become so passionate about it. Um, there's no way it's she's ever going to let it fail. And I think this is this'll be year three. They had over like a 91% return rate. Um, they had to open the campus, like the upper campus, two more days because there's so many kids. I mean just between seventh and eighth grade, I think there's like 112 kids or something from last year, and it's just going to keep growing and growing and growing. Like this is the first year that they had someone actually graduate, because that when they started it was they were in the 11th grade and then this year was 12th. So, um, love it, it might.

Speaker 1:

You know my daughter, she'll be in kindergarten 2026. I'm not sure that's where she'll go because it is hands-on, you know. But with older kids, like, it teaches them independence and you know they get to be like just getting them prepared for so many things. But we love it. But if she'll, probably she may go to Haven, you just getting them prepared for so many things, um, but we, we love it. Um, but if, if she'll, probably she may go to Haven, where that's like nine to one, uh, four days a week. Um, we hadn't got there yet, but either way, that's the one of the two schools we will. We will be opting out of a public school for that, but yeah, no, that's, and I mean Ethan's a rock star.

Speaker 2:

I mean, he's not like, he's not your typical 15, almost 16 year old. One of the things that blows my mind and I don't know what y'all's opinion on this is or whatnot but there's so many kids these days that their 16th birthday comes and goes and they have no desire to get a driver's license.

Speaker 1:

And it blows my mind. I don't know what blows my mind. I don't know what that is. I don't know what stems from some of that. I could not wait to have my freedom. Yeah, now, some 16 year olds, including my son, probably I mean, it's not like he's just gonna get free reigns like my parents gave me like I didn't need free reign either. I got them, but you know. So, yeah, I don't understand what that is at all.

Speaker 2:

Yeah, same. Here I mean my son at 11, I mean Castle would. If there was a way to get a driver's license today, he'd have one. Yeah, in fact, not too long ago I bought a little five-speed convertible just so I could teach him how to drive a five speed like you need to learn how to drive a five speed. And um, that kid, he goes did you put it in my name? No, I didn't put it in your name. You're 11, are you crazy? Uh, but you know, at 11 years old, he's trying to get me to put the car in his name. No, that's not happening I'm not, I'm.

Speaker 1:

It's it's really crazy, it's, it's strange and I think maybe too it's overwhelming. You know, uh, from the kids, some of the kids I know they're in, like you know, public school and it's like they're overwhelmed with homework and these and um, but then you know, then I have neighbor kids that they got theirs right away, that she plays basketball, but you know I maybe that's her free and girls may be a little more mature to handle things. But yeah, I've just never understood with that, because there's not one part of me that felt that way.

Speaker 2:

Yeah, I mean, you know I was on my birthday, you went and got your license.

Speaker 1:

Yeah, right then, and there there was no waiting, if it's okay.

Speaker 2:

We're going to do a little short answer, just kind of your approach on some topics as it relates to kids. So education we just talked about sports. So you know, right now we're neck deep in baseball. Have we tried other sports?

Speaker 1:

No, he's pretty much knew what he wanted to do.

Speaker 2:

Okay.

Speaker 1:

He tried basketball for like a year or two and just wasn't his thing more than a year or two. But uh, it was just good to get him out there to see if that was his thing. Once he turned about 11 or 12 it's kind of like, okay, this is the time you need to make the decision. If, like which one is it? Pick a lane, you, you know.

Speaker 2:

That's right, yeah. What about social media?

Speaker 1:

He just got Instagram in the last like six months, but Nick and I both have it on our phones and it is a teen account. That's as much as I will give on that. I don't.

Speaker 2:

I got you.

Speaker 1:

It's too much. No, he I mean he has a youtube channel, but we again, we control all of those, he's got quite the youtube channel he does, he has a lot of followers.

Speaker 2:

So if somebody wanted to follow just ethan heider, there you go and uh, I mean again it's, he's got a, he's got a serious following, like 20 000 or something.

Speaker 1:

Yeah, he's got a couple, a few videos that have millions of views, which which is, you know, crazy. He's like mom, we need to monetize. I'm like I know here. Here's the information. You figure it out. I do not have time for this right now.

Speaker 2:

Well, he can call me anytime.

Speaker 1:

Yeah.

Speaker 2:

Uh, what about sleep? How, uh, what, how important is sleep in your, your family? And kind of teaching him as he grows up?

Speaker 1:

Um, it's. You know we don't. We're not a family that has a go to bed, get up time, um, which will eventually be there. I guess our life is just so crazy. Like this weekend we were up every day at 6am going to baseball. Uh, some days, you know, it's seven, 30, eight o'clock, it just depends on the day. And that's that's the freedom of homeschool working for yourself. You know, if we were working nine to five public school, we'd be having to get up the same time every day and rush to get back in bed before the day started again. But you know, I'm like I just need at least seven, eight hours.

Speaker 1:

My daughter, she, she, she sleeps for 12 hours. It don't matter what time she goes to bed, she's sleeping for 12. If she takes any sort of nap, you got five hours before she's going to sleep. She is just wired all the time. But sleep's important, it's a big part of your health. And I try to not convince my husband but like, hey, you need to read these articles. Like women need more sleep than men, it's proven. It's our hormones. Like we need more and there's times of the month we need even more sleep. Like it's proven record. So when I'm falling asleep on the couch at you know 930, don't. Don't ask me why I'm sleeping. It's because I'm tired.

Speaker 2:

That's right. That's right. Well, obviously, between the kids and insurance business and the podcast and all the things that you guys are into, there's a lot of things going on. What are you most excited about that's coming up.

Speaker 1:

You know I am excited about anything that makes money while we sleep. So some ventures we have with you processing credit cards, that's a you go to sleep, you make money business, and and the project between Nick and Brad at the new studio. You know, saying it all out loud, it's like, oh, that's a lot of work. It's a lot of work on the front end, but once you got it all dialed in and it's just a machine, it just goes. You know, even like just the podcast that Nick has and the growth and the affiliate opportunities that are coming along, I mean it's just it's kind of like you're in that moment, like you realize, like okay, things are really starting to take off. And you know, at the last month I think, we've seen Nick get recognized at gas stations and stuff like what this?

Speaker 1:

is so weird Even before then, like I remember being out to dinner like five or six years ago, cause he's always been on social media. Like, are you Nick Heider's wife? I'm like, yeah, like we recognize you from this, you know. So just the growth of all the seeds, you know. But at the end of the day, it's the things that let me go to Dubai and I can still make money while I'm there.

Speaker 2:

That's right, absolutely. What advice would you give to somebody out there that's listened to this and they think that, oh, that's for somebody else. That's not something I can do.

Speaker 1:

Anybody can do. We all have the same opportunity, we are all made from the same creator and you just have to dive into that Um and find out what no one says. You have to go do something you don't love. You may not love it at first, but find something you love and find out how to monetize that. Or you're going to do something you don't love Like. That's my biggest advice. You know, did I grow up to be a health insurance agent? No, I wanted to be in radio. But I mean, here I am and it's, you know, made our family thrive and built some incredible relationships and opportunities along the way. So I'll take it.

Speaker 2:

Well, I think too, it's also about don't get me wrong there are things that you can absolutely be very passionate about and love doing those things. There's also things that you can be passionate about how you do them and what it brings to your life.

Speaker 2:

You know again, I've, you know, I've heard Nick say many times, you know he he never thought he'd be an insurance person, but how he's been at, how y'all have shaped your lives because of being an insurance and what it's fueled. Beyond that, it played very well, it wasn't. You know, know, you didn't show up like, oh my god, I gotta come back home, back to work every day. No, no, you, you did it the way you wanted to do it, in a way that was true to you, as opposed to trying to fit into everybody else's mold I wanted to be the opposite of what everybody else like if someone, if there's a commercial, I'm never going to use that product for something.

Speaker 1:

If someone's, if the government's telling me, hey, you need to not eat meat or you need to not this, I'm going to do the opposite like saying it goes with all the things, because it's like that's how you're different, that's that makes you the one percent that's right, so absolutely all right.

Speaker 2:

well, here's a little bit of a fun section. So if you had to put together a bowling team to bring awareness to some type of charity, it could be the charity of your choice, but the whole idea is to get as many people watching that and donating whatever as possible. Who you put on your team, and and this can be anybody, you know anybody, you don't know anybody that has ever lived throughout history.

Speaker 1:

My team would consist of oh man, that's a good one. I think I mean right now, like someone that's in the news is Todd Chrisley, because he's just funny and you just want to see what his next move is. Um, I love Elvis Presley. Who doesn't want to watch Elvis Presley? You know bowl, um, and golly, you know what. Is there any women? Um, I love her candace owens she's one of my top favorite people. Everybody's always want to hear what she has to say.

Speaker 2:

Um, probably russell brand okay, no, he's a fun guy too, you know he's just what a transformation that guy's made.

Speaker 1:

Like I just love him.

Speaker 2:

I just love him well and you know, I think he's in this space. When I say this, people are going to roast me, but I think of him in a lot of ways like Joe Rogan, and that Joe Rogan is truly inquisitive, like he doesn't pretend, like he knows the answers to everything and he wants to know what you think and he wants to know what's coming out or those types of things, but at the same time both of them. If you lie, they will call you out.

Speaker 1:

Yeah, they'll fact check you in a second, yeah.

Speaker 2:

I think it's fantastic. I think it's what makes both of them so special is because one they're willing to be incredibly inquisitive and make no assumptions about what they know or they don't know, but at the same time, when somebody crosses that line, they do not let them pass. It's like nope, I'm calling you out right here on my show line.

Speaker 1:

They do not let them pass it's like nope, I'm calling you out right here on my show, you don't get to do that here I have one more person to add okay, it's jelly roll okay because I his energy is so captivating and he is in our mission to make everybody like speak his truth, like that's what we're all supposed to do if we're love jesus the way that we all say we, then we're supposed to do If we're love Jesus, the way that we all say we, then we're supposed to be screaming at the rooftops, and I think he does an incredible job of that and I'm so in admiration for his faith and his boldness and and doing that and just changing things up, I love it.

Speaker 2:

Yeah, no, that's great. Uh, that is a cool lineup. Now you got to pick one more. You got to pick somebody to commentate. Somebody's going to emcee this event.

Speaker 1:

Hmm, oh my goodness, let me think oh gosh, nate, bregazzi.

Speaker 2:

Ah, I love it. A couple people have mentioned Nate. So many locals.

Speaker 1:

Oh, yeah, yeah, Absolutely. Half those people live here, yeah.

Speaker 2:

Well, that's good, though I mean they're so passionate about it. Yeah, Well, that's fun. You know, One of the things that I think a lot of people struggle with but I think it's important that we put some thought into it is how do you want to be remembered?

Speaker 1:

For making people feel better about themselves. For making people feel better about themselves, for helping them find the. You know what Jesus sees in us, like what God saw it sees in every one of us, like he forgives us every day. To help people feel good about themselves, yeah.

Speaker 2:

I think, as a parent, one of the things that it's just it is absolutely up to us to do is to teach our kids to pray, to talk to God, and one of the things that is just part of our nightly prayer every single time, whether I'm doing it, whether my wife's doing it, whether my son's doing it or whether we do kind of like a round robin type of prayer it is that God gives hope to those who have lost hope. It is that God gives hope to those who have lost hope, because I think, without hope, what do you have? You don't have anything. You don't have the will to get up, you don't have the will to I mean, to move forward. And so I just think that is an incredibly important thing to ask God for, and an incredibly important thing as parents is that we teach our kids to pray and to speak to God.

Speaker 1:

And in helping people feel good, you're planting that seed of hope that they can do the hard thing and make the move to change their lives physically, mentally, financially. And you know, that's the Maya Angelou. Like people don't remember what you said, but they always make the way you feel, which there's a little untruth to that. People do forget remember what you said.

Speaker 1:

There's people that hold grudges and that's, you know, always told my husband because he's like like words are important, like I feel like words have more of a impact than what someone does to you, even physically or um, unintentionally made a mistake or or even like if you lie, but it's those words that like just man, those words can sometimes cut. Like the sticks and stones but we're like, no, that's not true, that's not not in my opinion. Like you know, just there's things I remember, people said to me when I was younger and I forgive them, but just don't forget it.

Speaker 2:

Oh, a hundred percent.

Speaker 1:

Forgive them for my piece, not for theirs, but that's right yeah.

Speaker 2:

Just because I just forgot, because I forgave you, doesn't mean that I forgot.

Speaker 1:

And I think that's what makes me want people to feel good. I never want words to be something that, 10 years from now, that person is still thinking about what I said to them to make them feel bad.

Speaker 2:

I never want to do that. Yeah, absolutely. Well, it's been fantastic. And, um, and, if you will, how do how do people get in touch with you? What is the best way for somebody to work with you, like, what's the, what's the process for?

Speaker 1:

that the best way is, honestly, um, send me a message to uh, 6 1, 5, 9 0. 5 6 0, 5 0. That is a my business line and I can get texts or calls. Um, I'm also an Instagram team hider Rhiannon hider. Or Facebook, rhiannon hider, team hider. I mean a million ways like. Or you go to our website, teamhidercom. Um, you can schedule an appointment right there. It goes straight to my Cal only link and you book a zoom and we'll get you your help.

Speaker 2:

That's perfect. Well, rhiannon, thank you so much. Thank you for sharing with our listeners a little bit about health insurance, how they're not all the same and what it really means to sit down with a professional and kind of walk through what is best for somebody. Yeah, and then also thank you for being a part of the national Prayer Breakfast and spreading hope and kind of trying to spread joy and lift people up all over Middle Tennessee and abroad. I can't wait to see the pictures when you do go to Dubai.

Speaker 1:

I know it's going to be fun. That's fantastic.

Speaker 2:

Well, again, thank you so much, you're welcome.

Speaker 1:

Thanks for having me.

Speaker 2:

All right, well, team, you heard it here on the Charge Forward podcast with Ms Rhiannon Heider and with Ms Rhiannon Heider and again, I hope that you took something away from this episode. You took something away from Rhiannon's story, whether it was some of the leadership skills that she learned, whether that was working in Nashville, downtown, the bar scene, whether that was in healthcare, whether that was in starting their own business, or whether it now, whether it's in the National Prayer Breakfast and leading her own team at home raising two fantastic children. But I hope you took something away from this that you can kind of plug into your world. Or maybe it opened your eyes for you to look for that thing that you can improve your life with. Until next time, I'm Jim Cripps from the Charge Forward podcast. Again, this is from HitLab Studios here in Middle Tennessee. Until next time, take care.

Speaker 2:

Team is Jim Cripps here with the Charge Forward Podcast. I just want to tell you I love you, I appreciate you listening, I appreciate you for subscribing and sharing the Charge Forward Podcast with people you know and you love, because that's what we're here for. We are here to share the amazing stories, the things that people have been through, the ways that they were able to improve their life, so that you can take little nuggets from theirs and help improve your story and be better tomorrow than you were today. I hope that this is the tool you needed at the right time and that you find value in the amazing guests that we bring each and every week. Thanks so much, and don't forget new episodes drop no-transcript.